China is highly cashless—most payments are made by scanning QR codes with a mobile phone.
The main platforms are Alipay and WeChat Pay.
Foreign visitors can link international credit cards (Visa/Mastercard) to these apps and use QR code payments at many shops, restaurants, taxis, and attractions. Both apps offer foreigner-friendly interfaces.
International bank cards are accepted mainly in large hotels, shopping malls, and major tourist attractions.
Cash (RMB) is still accepted, especially in small shops, markets, and local transportation, but is less commonly used in big cities.
ID requirement: Some merchants or services may require passport verification when using mobile payments.
Internet access: Mobile payments require internet; consider buying a local SIM card or eSIM.
Refunds: Refunds are usually returned to the original payment method and may take several days for international cards.